Making Your Mark  

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At one time in a neighbourhood near you there used to be a time when if you were hoping to evaluate mortgage quotes that you had to pick up the mobile and phone several banks. Then you could possibly have dug out the local directory from its closet and made a couple of calls to some mysterious company in the lending section. Then you could have asked a few associates to discover if they knew a guy, who knew a guy who knew about private mortgages deals. The entire process was very challenging as you repeated the same narrative to everybody you talked with and in fact never knew if you were literally getting the best information. You only kept on checking until you obtained the identical answer a couple of times and figured it ought to be right.

Nowadays you merely call a mortgage planner like Kelleway Mortgage Architects. As a mortgage planner they work as a conduit connecting the buyer and the lender. Did you know that banking institutions have used mortgage brokers to outsource the work of finding and qualifying borrowers? Mortgage planners like Kelleway Mortgage Architects are mortgage brokers who plan a way to make the whole mortgage transaction so it works for you taking into account your existing financial affairs.

Get your mortgage the wise way – just like more Canadians are learning every year. User a Mortgage Planner.

A past bank customer recently said “We did definitely not even visit the bank this time for our new residence in Edmonton. We had been just so disappointed from the past experience that we did not want to run around from bank to financial institution. We figured we could definitely not do any worse so we just put ourselves in the mortgage planner’s hands and they did the shopping around for us. We use insurance brokers for insurance, why wouldn’t we use a Mortgage Planner for our Mortgage”

Watching bloopers at the end of a movie is quite funny, but messing up on your taxes and having a blooper in your tax return is not so funny. Have you ever messed up your tax return and missed out on a deduction you could have claimed? Well, a lot of us have made this same mistake. We should be up to date on the top ten tax write offs.
 
Here are the Top Ten Tax Write Offs:
 
1.    State Sales Tax
The choice is between state and local income taxes or state and local sales tax. If your state does not impose an income tax, you will benefit from deducting the state sales tax. This may really be a nice deduction if you made a large purchase like a vehicle, boat, or airplane. There are also some other large items that qualify for this deduction.

2.    Non-Cash Contributions
Unfortunately we had a lot of opportunities to donate to charity this year and I’m mostly referring to the disasters abroad. If you donated through your credit card, don’t forget to deduct the gift given to charity. This also applies to household goods, clothing, and other donated items that aren’t cash or paid by credit card. The big reminder here is to get a receipt. Sometimes we forget to claim this tax write off. Double check your tax deduction check list.
 
3.    New Points on Refinancing
With the housing crisis going on, a lot of homes have been refinanced. Any points you pay to refinance your home can be deducted on a monthly basis over the life of the loan.
 
4.    Educator Expenses
If you are an educator, you can claim a deduction for as much as $250 worth of materials. This applies not only to teachers; it also includes aides, instructors, and principals. You can purchase books, supplies, and also computer equipment.

5.    Student Higher Education Expenses
The American Opportunity Credit and Lifetime Learning Credit allow a deduction for as much as $4,000. The American Opportunity Credit is worth as much as $2,500 and the Lifetime Learning Credit is worth as much as $2,000. You will have to compare between taking the deduction for post-secondary education or taking the above mentioned credits. It’s one or the other, so compare wisely.
 
6.    Energy Saving Home Improvement Credit
We’re all trying to lower our energy bills and if you made energy efficiency improvements to your home, you may be able to claim this credit. First of all, the improvements have to be performed on your primary home. You will be able to claim 30% of the cost for improvements like windows, furnace, skylights, water heaters, central air conditioning, and others. The credit is worth as much as $1,500.

7.    Casualty Deductions
What a year we have experienced with this crazy weather. Some have endured floods, fires, earthquakes, mud slides, and snowstorms. If the President has declared your area a disaster area, you may be able to claim a credit on your losses.
 
8.    Retirement Tax Credit
You may be able to claim a credit for as much as 50% of the first $2,000 you put into a retirement account. This credit was designed to help low-income and moderate-income people get a kick start in saving.
 
9.    Moving Expenses for your First Job
If you have to move more than 50 miles away to take your first job, you can deduct the cost of getting yourself and household goods to your new location. Keep your receipts for toll charges and parking and record your mileage.
 
10. Home Buyer Credit
I know, you can’t believe I put this on the list, but some Americans may not know this credit is available because all the rules have changed this year. This gets tricky, so be careful. There’s a credit for new home buyers and one for long term home owners who recently purchased a new home.
 
Well folks, those are my top ten tax write offs. I hope you haven’t filed your taxes already and hey, if you did, file an amendment. I will say, you wouldn’t have missed one deduction or credit if you had used online tax software. The software searches for these things and believe me, it doesn’t miss one opportunity to save you money!

The best online tax preparation company I know of is TurboTax Online. If you haven’t tried tax software before, go take a look and see how much you could have saved!

Introduction

The term ‘control wear’ is a relatively recent one. At one time these garments were called stays then corsets or girdles. The word ‘corset’ has old fashioned connotations so no doubt with modern materials and technology there is a need to find new ways to describe the concept of body control garments. It seems quite clever to me to find such a good generic word to describe something which is a delicate subject (even unmentionable) and at the same time to promote such garments so that they become fashionable and popular. Somehow the term ‘control wear’ gives the right emphasis and explains exactly what it does.

Desirable silhouettes

Every culture has its idea of the ideal figure for a woman, and all the women belonging to that culture will try to fulfil this ideal regardless of their natural propensity. Who determines how the perfect woman should look is debatable, but there is no doubt it is part of the mating ritual so that men will find a woman desirable and want to have her for his mate. Different cultures have different ideas of beauty and some cultures like their women fat, others like them thin. Sometimes it’s colour of hair or eyes, other times it’s body fitness, long legs, long necks or wide hips, but usually it’s the myth (often unconscious) that certain shapes, styles or colour will indicate the healthiest women for child bearing in order to fulfil our biological purpose to perpetuate the species.

When you look back through the centuries at the different styles of dress it becomes obvious that extremes of fashion usually appear at a time of affluence and leisure. It was only the very rich who could afford such luxuries of extreme styles. The poor had to make do with whatever they could find, or make themselves, to cover their bodies for warmth and decency. During times of hardship the styles became more practical and less elaborate. After the First World War some avant-garde women shocked the world by wearing bloomer like trousers when riding the new contraption called a bicycle.

In some ways things have not changed much today. The famous and wealthy spend an inordinate amount of time and money on what they wear and the way they look and aim to create an image of the perfect male or female form for the rest of us to emulate. To that end they go on diets, have surgery or inject Botox, spend time with personal trainers and work out etc. As well as all that they find a need to resort to control wear to make sure there are no bulges or creases to mar their perfect form.When I was a very skinny teenager, Marilyn Monroe and Jane Mansfield were the models for female perfection with large breasts and small waists. I had the small waist but that was about all. Later along came Twiggy with her lean body and legs and I would have been the required shape but alas by then I had produced three children and could now emulate the previous models. Then came the period of flower power where anything went and for once in history women burned their bra’s and allowed their bodies to be free of restrictive underwear.

Shapewear is considered the term used to describe any outfit which enhances the female form.

History of Control Wear and Body Shaping Forms

Throughout history there seems to have been a need to change the female form or to modify it in some way. If you look back to the Elizabethan times, their huge wide skirts and flat fronts made women look like cardboard cut-outs. The skirts were so wide they would have to turn sideways to pass through doorways. Later there came differing amounts of bust enhancement, hip or bottom enhancement, waist constriction and wide skirts, as well as all the many variations in sleeve styles, neckline and collars, overskirts, underskirts, I could go on forever.Changing the body line seems to have been an obsession from the mid 16th century

The earliest known control wear appearing during the 16th Century were called ‘pavre of bodies’ which contained the upper torso in the shape of a cone or cylinder. These forms later became the more familiar ’stays’ which were made of wood or whale bone. The idea was to compress the front of the body and in doing so push up the breasts so they bulged out of the top of the bodice. During one phase of the more promiscuous 18th century period, the nipples were encouraged to peep out, no doubt to titillate the male desire. Illegitimate babies were the norm and not treated as disgraceful during this time.

Stays were considered an essential item to keep the figure straight by supporting the back, tightening the midriff and improving posture. The restriction at the waist prevented bending and forced women to use their legs for lifting and thereby protecting their backs. Stays survived until the late 18th century when the empire style became into fashion around 1796. The bust was contained and pushed up by short stays and the waist line was just below the bust so that the natural waist line was disguised.

When the waistline returned to its natural position the body restriction reappeared in the 1830’s. And the term ‘corset’ was used for the first time in English. Its purpose was to cinch the waist and support the breasts. During Victorian times the ideal form was an 18 inch waist with a full wide skirt supported by hoops to the floor. Ankles could not be seen and busts were emphasised but covered with lace for modesty. The shape I guess was determined by the natural figure of the young Victoria but exaggerated to create a fashion. To obtain this line the women forced themselves into whalebone corsets which were long, extending down beyond the natural waist line thus resulting in serious body-shaping. They were laced at the back therefore a maid was required to fasten the laces as they could not dress or undress themselves. To produce a tiny waist some women would have the corset pulled so tight they could hardly breathe. This then pushed the breasts upwards and compressed the internal organs.

During this period fainting was an art and it came easily when there was no room to breathe and everything else was squashed; added to that, the night air was considered bad for your health, so evening events became hot and stuffy. As a result dancing could cause women in the most robust health to feel lightheaded so it’s not surprising women appeared to suffer from indifferent health.

A corset is designed to fit around the torso to shape it to the desired fashion.

Body shapers also come in many forms based on the places to be decreased or increased.

During the Edwardian period at the beginning of the 1900’s the Victorian style was replaced by the new look shaped profile. The bosom was raised and large, the waist small with a large bustle at the back to create a completely unrealistic female shape. The front of the skirt went straight down to the feet and there were many flounces tiered down from the back often with trains for formal occasions which had to be picked up and held whilst walking or dancing. Later to build on this shape, leg-o-mutton sleeves were added for day wear; although for evenings low necklines and short capped sleeves were the norm. These elaborate dresses cost thousands of pounds in today’s money so that again only the prosperous could dress in this way. The average woman had to make do with home-made copies or just plain gather skirts and plain bodices.

What is Wrong with our Natural Shape?

When you see the pictures by Degas of ladies bathing you will see that they are well rounded with tummies, big bottoms and legs probably with cellulite and well developed breasts. Very few of the women would be under a UK size 16. They still wore stays but mostly I suspect it was to support the breasts rather than reduce the thighs and hips. Gok in his TV programme ‘How to Look Good Naked’ encourages women to be positive about their bodies and focuses on choosing the right clothes to accentuate their best features. His success lies in the fact that after they have gone through this transformation, the women all feel much more confident and happy with the way they are.

However choosing the right foundation garments is essential to improve posture and create a smooth line to provide a good basis to make the most of the clothes that are placed on top.

Modern Control Wear – What Spanx can do for you

Modern control wear offers women the option of support and clean lines, without the restriction of movement experienced with the old fashioned corset. Spanx power panties seem to be the latest rage in control wear these days. I have not actually had the pleasure myself but I remember a friend saying to me last year ‘Power Panties are wonderful’. Old fashioned corsets are still worn by some people but gradually as the younger generation feel the need for some form of support they are looking to the more modern control wear used by celebrities such as Gwenyth Paltrow, Oprah Winfrey, Kylie Minogue and even Madonna. Sarah Blakely the founder of Spanx could not find footless pantyhose to go with her cream trouser and open toed shoes. In her frustration she set out to tackle the 2 billion dollar hosiery industry. Within 2 years she had perfected a product that combined all the elements women love about underwear and changing all the elements they don’t like to provide a comfortable slim-line look with no VPL (Visible Panty Line). She started an underwear revolution selling 50,000 of her Power Panties in the first three months and revolutionised an industry that was in a ten year slump.

Basques – Corsets on the Outside

In the more recent years of control wear there appeared a fashion accessory modelled on the old fashioned style corset but worn on the outside of the clothing. It seemed designed to show off the slim torso and enhance the breasts by lifting them. These were usually worn over a flimsy blouse type top, and were fashionable over the Christmas party period. The bodice was boned and came to a point at the front just below the waist. It could be worn with a skirt or even over trousers. Basques are a popular garment for the gothic look and are also sold in shops dealing with erotica.

You can have Spanxs fishnet leggings along with control panty that trim your tummy, upper thighs and rear.

This type of corset is still available as underwear and is known as a ‘corset basque’ or a ‘busk’ and is reminiscent of the dress bodices seen in cowboy films worn by ‘the heart of gold’ hostess at the town’s hotel saloon. They are boned and shaped to create the traditional hour glass figure and are similar to the Victorian corset. Some are laced at the back but with no maids, very difficult to do up. There are high cut legs and longer lines, often with suspenders so create that popular striper-gram look. The Basque corset is often seen in shops selling erotica or Gothic fashions.

Some main points to consider when wearing control wear are:- uplifting pants will firm the bottom; Padded bra’s will enhance the breasts; a padded plunge gives a great cleavage; corsets and waist nippers will take inches off the waist but most importantly, if flesh should escape at waist or thigh it means your control wear is too tight.A good basic outline will enhance any clothes that are worn whatever the occasion.

Conclusion

When you look at the history of fashion it seems that women are never happy with the shape they were born with. Today more than in any other time in history we are allowed to have a more normal shape, but even that has to be contained, smoothed, uplifted or cinched to make the female body more than perfect.There are now several programmes on TV which are promoting the message that natural is good and we are fine the way we are. A little augmentation here and there to make the most of the assets you have is as much as you need to do. It is reported that men in general prefer women to look real which for them is sexier than the extravaganza women think men want. Obviously they have their preferences for type and size and shape, but we can’t be all things to all men and the sooner women realise that, the more comfortable they are going to be.Men really prefer their women to be naturally beautiful without artefacts, enhancements or other false beauty aids

Since the appearance of Power Pants control wear lingerie has been transformed. Sarah Blakely has been described as the Pied Piper of the ‘wobbly bits brigade’ and her success has reached &pound250 million in global sales in the last year. Her products have become ‘the control wear to have’ and are worn by all the ‘best people’. There is a stigma for men wearing control wear so that they will not go out and buy such an item but wives and girlfriends are doing it for them. Manx the male version of Spanx is available on line and is promoted as a back support while playing golf, being good for posture and long car journeys. Once enough male celebrities admit to using control wear the rest of the world will follow.

At the end of the day we all want to look our best and if that means wearing a control wear garment that is what people will do. People both men and women want to be liked and admired and all the fashion contortions are just to fulfil our dreams of being the chosen one, the most beautiful or most popular. So however much we might like to believe we don’t need these devices, we all pay homage to them in one way or another.

The Tiffany wedding theme idea has increased in popularity beginning in the year 2000. It’s been put to use by a number of celebrities in their weddings. Toni Braxton utilized the blue wedding theme in her wedding. This blue tiffany name for the wedding theme is used with a light blue colour or maybe robin egg blue theme. When people first have a sense of a blue Tiffany wedding theme they think of the jewelery store which is well-known which produces a feeling of luxury and elegance.

if you would like to have all things in the wedding keep to the theme then you yourself, being the bride, might have the tiffany colours in your flowers or even have tiffany colours attached to the clothing. If you don’t want to include anything on the dress, you can utilize the colours of tiffany as colours that are highlighted in your shoes and jewelery. This would go likewise for the groom. A boutonniere that is blue might be included that will go with the theme of tiffany.

When making decorations for the wedding reception you could choose tiffany blue serving ware and china patterns. The theme might even extend to the foods because they can be coloured with blue tiffany food colouring and you could ask that the caterers serve the foods that match the theme of blue for example blue cheese. You could give as party and wedding gifts the book, “Breakfast at Tiffany?” You could give snack boxes using the blue colouring on the package.

In order to make the wedding theme of tiffany go further you can order the stationary of Tiffany which you would print the invitations and get them delivered. This might additionally be utilized for the thank you cards. Using printer paper of a light blue for additional maps and notes could finish up the invitation.